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What are the Four Types of Business Insurance?

What are the Four Types of Business Insurance?

When you own your own business, figuring out what business insurance you need to protect yourself can feel overwhelming. While the answer can vary depending on what type of business you own, there are primarily four types of business insurance you should research and consider as forms of protection. These types of insurance include property, liability, business auto, and worker's compensation insurance. This article will...

Why Do I Need Commercial General Liability Insurance?

Why Do I Need Commercial General Liability Insurance?

A commercial general liability policy protects you if you are held liable for property damage or personal injury, including advertising injury, due to your services, business operations, or employees. A commercial General Liability insurance policy will typically cover your legal expenses and the costs of damages (up to your policy limit) if you are found liable. Unfortunately, liability suits happen frequently, and the negative impact...

What Is Business Income Insurance?

What Is Business Income Insurance?

Business income insurance, also known as business interruption insurance, protects your business from the loss of income in case it can't operate because of a covered peril. Covered causes of income loss can include fire, theft, and wind. This article will explore the benefits of business income insurance and what you need to keep in mind when choosing the best policy for your business needs....

Your Business Insurance Cost Guide

Your Business Insurance Cost Guide

When you start your own business, many questions arise about business insurance. Many small business owners ask themselves questions such as: What type of business insurance do I need? What is the right amount of insurance coverage for my specific business needs? What insurance companies do I contact to learn about small business insurance costs? This article will explore the different types of insurance and...

How Much Does General Liability Insurance Cost?

How Much Does General Liability Insurance Cost?

As a refresher, general liability insurance is insurance for your small business that provides coverage against claims made by others for things like bodily injury, property damage, and personal injury. It’s sometimes referred to as small business or commercial liability insurance. This type of insurance would most likely cover the cost if someone came to your business and got injured or had their property damaged,...