What is Gap Insurance?
Posted: August 2, 2022
Did you know as soon as you purchase a car and drive it off the lot, the vehicle begins to depreciate? Most cars lose 20% of their value within a year. So, if you only put down a small deposit when you purchase your car, in the first few years of owning the vehicle, your loan (the amount you still owe) could exceed the depreciated...
What Does Commercial Car Insurance Cover?
Posted: August 2, 2022
If you own or use vehicles for your business, you may be asking yourself whether or not you need commercial car insurance. Commercial auto insurance protects your business against liability for damages if one of your vehicles is involved in an accident. In this article, we will explore what commercial auto insurance is and what exactly it covers. Remember that policies will vary, so, if...
How Much Does Business Insurance Cost?
Posted: June 23, 2022
If you have taken the plunge and decided to start your own business, you probably have questions about getting business insurance, especially "how much does business insurance cost?". This article will explore the factors determining business insurance costs to help you make the best choice for you and your business. When you hear the term business insurance, it usually refers to general liability insurance. The cost...
Why Does My Small Business Need Hazard Insurance?
Posted: June 23, 2022
When starting a small business, many questions will inevitably arise. Questions about foreseeable profit for the company, whether or not you want to offer health insurance for your employees, and of course, what type of business insurance coverage you should get for protection in case of an accident. It can be overwhelming to navigate all these questions independently, so we’re here to help. In this...
Should My Small Business Offer Health Insurance?
Posted: June 3, 2022
Health insurance always seems to be a hot topic in the U.S. and if you own a small business, you may be wondering if you should offer health insurance for your employees; and if so, what are the pros and cons? The simple answer is if you employ 50 or more full-time employees, you are required to offer affordable health benefits that meet minimum essential...